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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,909 | $185,883-41.9% | $170,043-36.5% | $139,466-22.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 11.34% | 60.54%-49.2pp | 53.40%-42.1pp | 373.66%-362.3pp |
| Employer contribution / active EE | $2,552 | $7,596-66.4% | $6,790-62.4% | $4,754-46.3% |
| Participant deferral / active EE | $11,847 | $11,626+1.9% | $10,410+13.8% | $6,712+76.5% |
| Admin fee / account holder | $870 | $15,393-94.3% | $12,824-93.2% | $11,409-92.4% |