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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,843 | $209,888-4.8% | $189,545+5.4% | $167,553+19.3% |
| Participation rate | 80.0% | 88.7%-8.7pp | 87.8%-7.8pp | 82.1%-2.1pp |
| Annual return | 138.89% | 748.66%-609.8pp | 555.36%-416.5pp | 478.89%-340.0pp |
| Employer contribution / active EE | $4,982 | $6,915-28.0% | $6,162-19.1% | $4,840+2.9% |
| Participant deferral / active EE | $13,375 | $8,934+49.7% | $8,220+62.7% | $6,343+110.9% |
| Admin fee / account holder | $8,129 | $14,300-43.1% | $12,049-32.5% | $12,316-34.0% |