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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,590 | $171,867-32.2% | $149,721-22.1% | $147,586-21.0% |
| Participation rate | 60.0% | 88.2%-28.2pp | 87.1%-27.1pp | 82.8%-22.8pp |
| Annual return | 30.94% | 2113.36%-2082.4pp | 1501.67%-1470.7pp | 578.59%-547.7pp |
| Employer contribution / active EE | $4,163 | $6,275-33.6% | $5,444-23.5% | $4,876-14.6% |
| Participant deferral / active EE | $8,565 | $7,270+17.8% | $6,568+30.4% | $5,439+57.5% |
| Admin fee / account holder | $339 | $13,799-97.5% | $11,282-97.0% | $10,886-96.9% |