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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,239 | $202,342-94.0% | $172,753-92.9% | $152,909-92.0% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 18.29% | 1029.88%-1011.6pp | 803.00%-784.7pp | 345.46%-327.2pp |
| Employer contribution / active EE | $2,277 | $5,857-61.1% | $5,144-55.7% | $4,764-52.2% |
| Participant deferral / active EE | $3,438 | $5,948-42.2% | $5,198-33.9% | $5,851-41.2% |
| Admin fee / account holder | $7,399 | $17,112-56.8% | $13,956-47.0% | $11,601-36.2% |