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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,655 | $180,459-93.0% | $154,108-91.8% | $135,380-90.7% |
| Participation rate | 94.4% | 87.4%+7.0pp | 83.0%+11.4pp | 82.6%+11.8pp |
| Annual return | -3.48% | 888.21%-891.7pp | 735.21%-738.7pp | 519.81%-523.3pp |
| Employer contribution / active EE | $2,836 | $6,035-53.0% | $5,298-46.5% | $4,779-40.7% |
| Participant deferral / active EE | $4,086 | $5,806-29.6% | $5,081-19.6% | $5,609-27.2% |
| Admin fee / account holder | $1,972 | $16,145-87.8% | $13,411-85.3% | $10,828-81.8% |