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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,354 | $202,326-25.7% | $172,745-13.0% | $152,870-1.6% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.4%-15.8pp |
| Annual return | 21.14% | 1029.72%-1008.6pp | 802.90%-781.8pp | 345.34%-324.2pp |
| Employer contribution / active EE | $2,721 | $5,858-53.5% | $5,144-47.1% | $4,763-42.9% |
| Participant deferral / active EE | $9,420 | $5,948+58.4% | $5,197+81.2% | $5,850+61.0% |
| Admin fee / account holder | $1,575 | $17,110-90.8% | $13,954-88.7% | $11,597-86.4% |