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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,717 | $153,311-63.0% | $109,313-48.1% | $273,972-79.3% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 9.66% | 29.86%-20.2pp | 22.07%-12.4pp | 41.46%-31.8pp |
| Employer contribution / active EE | $6,250 | $5,619+11.2% | $3,892+60.6% | $4,869+28.4% |
| Participant deferral / active EE | $5,759 | $3,932+46.5% | $3,166+81.9% | $5,287+8.9% |
| Admin fee / account holder | $756 | $8,076-90.6% | $5,666-86.7% | $10,133-92.5% |