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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,500 | $102,393-21.4% | $147,041-45.3% | $80,911-0.5% |
| Participation rate | 97.9% | 75.9%+22.1pp | 82.2%+15.7pp | 67.6%+30.3pp |
| Annual return | 20.32% | 134.95%-114.6pp | 419.21%-398.9pp | 35.63%-15.3pp |
| Employer contribution / active EE | $5,396 | $3,715+45.2% | $4,935+9.3% | $2,756+95.8% |
| Participant deferral / active EE | $13,424 | $6,647+102.0% | $8,071+66.3% | $4,297+212.4% |
| Admin fee / account holder | $6,025 | $7,943-24.1% | $13,006-53.7% | $6,935-13.1% |