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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,014 | $148,582-87.2% | $135,942-86.0% | $139,456-86.4% |
| Participation rate | 68.4% | 83.9%-15.4pp | 81.9%-13.5pp | 80.3%-11.9pp |
| Annual return | 83.03% | 79.26%+3.8pp | 68.28%+14.7pp | 373.45%-290.4pp |
| Employer contribution / active EE | $2,018 | $5,245-61.5% | $4,858-58.5% | $4,753-57.5% |
| Participant deferral / active EE | $3,945 | $8,101-51.3% | $7,759-49.2% | $6,711-41.2% |
| Admin fee / account holder | $91 | $12,402-99.3% | $10,764-99.2% | $11,407-99.2% |