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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,674 | $127,779-68.2% | $106,551-61.8% | $167,518-75.7% |
| Participation rate | 85.7% | 78.3%+7.4pp | 76.1%+9.6pp | 82.1%+3.6pp |
| Annual return | -1.51% | 33.87%-35.4pp | 26.80%-28.3pp | 478.71%-480.2pp |
| Employer contribution / active EE | $956 | $3,427-72.1% | $2,819-66.1% | $4,838-80.2% |
| Participant deferral / active EE | $3,655 | $5,088-28.2% | $4,398-16.9% | $6,342-42.4% |
| Admin fee / account holder | $643 | $11,228-94.3% | $7,408-91.3% | $12,312-94.8% |