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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,517,817 | $100,139+1415.7% | $85,187+1681.7% | $145,884+940.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.66% | 84.15%-74.5pp | 66.67%-57.0pp | 551.85%-542.2pp |
| Employer contribution / active EE | $4,506 | $3,238+39.2% | $2,732+64.9% | $4,662-3.4% |
| Participant deferral / active EE | $30,500 | $5,296+476.0% | $4,525+574.1% | $6,690+355.9% |
| Admin fee / account holder | $15,691 | $7,262+116.1% | $6,162+154.6% | $13,392+17.2% |