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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,331 | $95,188+129.4% | $76,518+185.3% | $135,380+61.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -5.12% | 4.85%-10.0pp | -0.27%-4.9pp | 519.81%-524.9pp |
| Employer contribution / active EE | $28,163 | $3,303+752.7% | $2,647+963.8% | $4,779+489.3% |
| Participant deferral / active EE | $24,500 | $4,640+428.0% | $3,836+538.7% | $5,609+336.8% |
| Admin fee / account holder | $2,031 | $6,249-67.5% | $4,849-58.1% | $10,828-81.2% |