Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Service code 13 · EIN 42-0127290 | Contract Administrator | $10,382 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $475 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,840 | $73,839-31.1% | $143,788-64.6% | $68,495-25.8% |
| Participation rate | 26.4% | 66.7%-40.2pp | 80.3%-53.9pp | 67.9%-41.5pp |
| Annual return | -12.90% | 1.01%-13.9pp | -0.03%-12.9pp | -7.84%-5.1pp |
| Employer contribution / active EE | $91 | $3,184-97.1% | $4,952-98.2% | $2,596-96.5% |
| Participant deferral / active EE | $1,928 | $3,384-43.0% | $5,638-65.8% | $4,028-52.1% |
| Admin fee / account holder | $306 | $5,755-94.7% | $14,675-97.9% | $5,403-94.3% |