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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,306 | $106,551+59.8% | $91,225+86.7% | $134,532+26.6% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -19.80% | 160.78%-180.6pp | 114.12%-133.9pp | 418.27%-438.1pp |
| Employer contribution / active EE | $29,746 | $3,331+792.9% | $2,851+943.4% | $4,741+527.4% |
| Participant deferral / active EE | $15,532 | $4,718+229.2% | $4,233+266.9% | $6,401+142.7% |
| Admin fee / account holder | $10,043 | $6,234+61.1% | $5,422+85.2% | $11,429-12.1% |