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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,941 | $117,433-54.1% | $99,475-45.8% | $152,897-64.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 37.78% | 31.87%+5.9pp | 30.72%+7.1pp | 345.43%-307.6pp |
| Employer contribution / active EE | $13,799 | $3,013+357.9% | $2,540+443.2% | $4,764+189.7% |
| Participant deferral / active EE | $7,834 | $4,086+91.7% | $3,619+116.5% | $5,851+33.9% |
| Admin fee / account holder | $1,164 | $7,634-84.7% | $6,252-81.4% | $11,599-90.0% |