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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,836 | $81,262+526.2% | $155,602+227.0% | $80,911+528.9% |
| Participation rate | 94.0% | 66.2%+27.8pp | 78.2%+15.8pp | 67.6%+26.4pp |
| Annual return | 12.39% | 33.34%-21.0pp | 64.81%-52.4pp | 35.63%-23.2pp |
| Employer contribution / active EE | $23,854 | $3,102+669.0% | $4,675+410.2% | $2,756+765.6% |
| Participant deferral / active EE | $15,586 | $3,451+351.6% | $5,629+176.9% | $4,297+262.7% |
| Admin fee / account holder | $127,191 | $7,992+1491.5% | $15,923+698.8% | $6,935+1734.1% |