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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,203 | $86,938+145.2% | $102,423+108.2% | $80,925+163.5% |
| Participation rate | 83.7% | 72.4%+11.3pp | 76.5%+7.2pp | 67.7%+16.1pp |
| Annual return | 8.68% | 18.89%-10.2pp | 29.42%-20.7pp | 35.65%-27.0pp |
| Employer contribution / active EE | $2,882 | $2,369+21.6% | $3,023-4.7% | $2,756+4.6% |
| Participant deferral / active EE | $7,930 | $4,120+92.5% | $5,054+56.9% | $4,299+84.5% |
| Admin fee / account holder | $19,863 | $8,053+146.7% | $9,455+110.1% | $6,940+186.2% |