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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,071 | $80,983+158.2% | $96,544+116.6% | $75,177+178.1% |
| Participation rate | 85.0% | 71.8%+13.2pp | 76.0%+9.0pp | 67.2%+17.8pp |
| Annual return | 12.24% | 27.05%-14.8pp | 25.88%-13.6pp | 160.75%-148.5pp |
| Employer contribution / active EE | $2,799 | $2,282+22.6% | $2,966-5.7% | $2,671+4.8% |
| Participant deferral / active EE | $7,903 | $3,929+101.2% | $4,851+62.9% | $4,126+91.5% |
| Admin fee / account holder | $25,525 | $6,717+280.0% | $8,254+209.2% | $5,651+351.7% |