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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,357 | $95,453+181.1% | $112,040+139.5% | $82,448+225.5% |
| Participation rate | 77.3% | 72.8%+4.5pp | 76.5%+0.8pp | 68.1%+9.2pp |
| Annual return | 12.81% | 23.92%-11.1pp | 24.52%-11.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $2,758 | $2,318+19.0% | $2,954-6.6% | $2,551+8.1% |
| Participant deferral / active EE | $7,679 | $4,224+81.8% | $5,098+50.6% | $4,139+85.5% |
| Admin fee / account holder | $5,544 | $9,013-38.5% | $12,098-54.2% | $7,234-23.4% |