Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,586 | $91,537-87.3% | $130,045-91.1% | $75,173-84.6% |
| Participation rate | 32.3% | 71.5%-39.2pp | 78.5%-46.2pp | 67.2%-34.9pp |
| Annual return | -4.73% | -631.55%+626.8pp | -137.30%+132.6pp | 160.72%-165.4pp |
| Employer contribution / active EE | $951 | $2,845-66.6% | $4,321-78.0% | $2,671-64.4% |
| Participant deferral / active EE | $1,395 | $4,343-67.9% | $5,820-76.0% | $4,126-66.2% |
| Admin fee / account holder | $2,249 | $6,780-66.8% | $10,600-78.8% | $5,651-60.2% |