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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,123 | $72,404+9.3% | $110,241-28.2% | $64,181+23.3% |
| Participation rate | 98.0% | 73.3%+24.6pp | 79.8%+18.1pp | 69.6%+28.4pp |
| Annual return | -8.23% | -6.29%-1.9pp | 314.75%-323.0pp | 7.63%-15.9pp |
| Employer contribution / active EE | $14,223 | $2,282+523.4% | $3,827+271.7% | $2,381+497.4% |
| Participant deferral / active EE | $4,425 | $3,469+27.6% | $4,672-5.3% | $3,470+27.5% |
| Admin fee / account holder | $3,815 | $5,664-32.6% | $8,548-55.4% | $4,887-21.9% |