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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,312 | $77,157+50.7% | $108,405+7.3% | $85,847+35.5% |
| Participation rate | 92.9% | 74.7%+18.2pp | 80.1%+12.7pp | 69.3%+23.5pp |
| Annual return | 13.05% | 44.55%-31.5pp | 905.55%-892.5pp | 318.61%-305.6pp |
| Employer contribution / active EE | $1,993 | $2,379-16.2% | $3,559-44.0% | $2,565-22.3% |
| Participant deferral / active EE | $4,202 | $5,567-24.5% | $6,563-36.0% | $3,952+6.3% |
| Admin fee / account holder | $1,209 | $5,174-76.6% | $7,297-83.4% | $6,261-80.7% |