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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,551 | $95,915-94.2% | $79,580-93.0% | $134,532-95.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -19.09% | -2.71%-16.4pp | 0.15%-19.2pp | 418.27%-437.4pp |
| Employer contribution / active EE | $2,377 | $3,129-24.0% | $2,413-1.5% | $4,741-49.9% |
| Participant deferral / active EE | $5,101 | $4,693+8.7% | $3,985+28.0% | $6,401-20.3% |
| Admin fee / account holder | $2,412 | $9,132-73.6% | $6,835-64.7% | $11,429-78.9% |