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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,889 | $185,856-16.1% | $170,028-8.3% | $139,456+11.8% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 11.50% | 60.52%-49.0pp | 53.39%-41.9pp | 373.45%-361.9pp |
| Employer contribution / active EE | $2,197 | $7,593-71.1% | $6,788-67.6% | $4,753-53.8% |
| Participant deferral / active EE | $8,436 | $11,623-27.4% | $10,409-19.0% | $6,711+25.7% |
| Admin fee / account holder | $2,157 | $15,387-86.0% | $12,820-83.2% | $11,407-81.1% |