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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,746 | $106,267-37.2% | $96,520-30.8% | $139,456-52.1% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 20.83% | 38.45%-17.6pp | 35.72%-14.9pp | 373.45%-352.6pp |
| Employer contribution / active EE | $3,286 | $4,105-19.9% | $3,739-12.1% | $4,753-30.9% |
| Participant deferral / active EE | $9,724 | $5,454+78.3% | $4,879+99.3% | $6,711+44.9% |
| Admin fee / account holder | $1,196 | $7,882-84.8% | $6,733-82.2% | $11,407-89.5% |