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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,167 | $209,422-86.1% | $178,503-83.7% | $158,982-81.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.29% | 188.81%-167.5pp | 151.12%-129.8pp | 302.99%-281.7pp |
| Employer contribution / active EE | $5,249 | $5,707-8.0% | $5,011+4.7% | $4,763+10.2% |
| Participant deferral / active EE | $7,522 | $5,955+26.3% | $5,202+44.6% | $5,983+25.7% |
| Admin fee / account holder | $1,680 | $17,079-90.2% | $13,987-88.0% | $11,252-85.1% |