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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,129 | $112,131-76.7% | $95,964-72.8% | $158,982-83.6% |
| Participation rate | 69.2% | 79.0%-9.8pp | 77.1%-7.9pp | 82.0%-12.7pp |
| Annual return | 27.71% | 171.19%-143.5pp | 91.64%-63.9pp | 302.99%-275.3pp |
| Employer contribution / active EE | $2,443 | $3,199-23.6% | $2,541-3.9% | $4,763-48.7% |
| Participant deferral / active EE | $6,981 | $4,784+45.9% | $4,167+67.5% | $5,983+16.7% |
| Admin fee / account holder | $2,368 | $10,136-76.6% | $6,797-65.2% | $11,252-79.0% |