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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,321 | $103,393-85.2% | $87,103-82.4% | $152,909-90.0% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 29.42% | 28.10%+1.3pp | 28.19%+1.2pp | 345.46%-316.0pp |
| Employer contribution / active EE | $1,433 | $3,221-55.5% | $2,521-43.2% | $4,764-69.9% |
| Participant deferral / active EE | $3,804 | $4,778-20.4% | $4,049-6.1% | $5,851-35.0% |
| Admin fee / account holder | $624 | $12,195-94.9% | $7,491-91.7% | $11,601-94.6% |