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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,673 | $107,806-50.2% | $90,655-40.8% | $135,382-60.4% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.0%-24.0pp | 82.6%-32.6pp |
| Annual return | -8.67% | -0.90%-7.8pp | 1.89%-10.6pp | 519.77%-528.4pp |
| Employer contribution / active EE | $7,949 | $3,018+163.4% | $2,532+214.0% | $4,779+66.3% |
| Participant deferral / active EE | $9,700 | $3,872+150.5% | $3,425+183.2% | $5,609+72.9% |
| Admin fee / account holder | $0 | $5,931-100.0% | $4,994-100.0% | $10,829-100.0% |