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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,184 | $109,344-70.6% | $89,400-64.0% | $158,950-79.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 11.37% | 345.73%-334.4pp | 245.64%-234.3pp | 302.91%-291.5pp |
| Employer contribution / active EE | $2,956 | $3,170-6.8% | $2,586+14.3% | $4,762-37.9% |
| Participant deferral / active EE | $891 | $4,599-80.6% | $3,890-77.1% | $5,983-85.1% |
| Admin fee / account holder | $2,139 | $6,154-65.2% | $4,882-56.2% | $11,248-81.0% |