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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,458 | $165,361-62.8% | $149,715-59.0% | $158,950-61.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.05% | 348.24%-332.2pp | 276.66%-260.6pp | 302.91%-286.9pp |
| Employer contribution / active EE | $7,223 | $5,103+41.5% | $4,645+55.5% | $4,762+51.7% |
| Participant deferral / active EE | $7,542 | $7,182+5.0% | $6,842+10.2% | $5,983+26.1% |
| Admin fee / account holder | $2,850 | $10,808-73.6% | $9,310-69.4% | $11,248-74.7% |