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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,190 | $113,338-1.0% | $94,993+18.1% | $147,586-24.0% |
| Participation rate | 59.1% | 78.0%-18.9pp | 73.9%-14.8pp | 82.8%-23.7pp |
| Annual return | 0.00% | 20.80%-20.8pp | 27.14%-27.1pp | 578.59%-578.6pp |
| Employer contribution / active EE | $274 | $3,160-91.3% | $2,603-89.5% | $4,876-94.4% |
| Participant deferral / active EE | $2,186 | $3,777-42.1% | $3,317-34.1% | $5,439-59.8% |
| Admin fee / account holder | $9,260 | $6,063+52.7% | $4,960+86.7% | $10,886-14.9% |