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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,992 | $97,550-21.1% | $120,344-36.0% | $87,485-12.0% |
| Participation rate | 68.1% | 72.8%-4.7pp | 76.7%-8.6pp | 68.9%-0.8pp |
| Annual return | 13.94% | 18.41%-4.5pp | 20.30%-6.4pp | 26.06%-12.1pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,194 | $4,230-0.9% | $5,135-18.3% | $4,274-1.9% |
| Admin fee / account holder | $4,205 | $9,543-55.9% | $12,742-67.0% | $7,775-45.9% |