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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,992 | $95,453-19.3% | $112,040-31.3% | $82,448-6.6% |
| Participation rate | 68.1% | 72.8%-4.7pp | 76.5%-8.4pp | 68.1%0pp |
| Annual return | 13.94% | 23.92%-10.0pp | 24.52%-10.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,194 | $4,224-0.7% | $5,098-17.7% | $4,139+1.3% |
| Admin fee / account holder | $4,205 | $9,013-53.4% | $12,098-65.2% | $7,234-41.9% |