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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,535 | $176,838-34.1% | $146,685-20.6% | $167,518-30.4% |
| Participation rate | 72.2% | 83.6%-11.4pp | 80.1%-7.9pp | 82.1%-9.9pp |
| Annual return | 20.23% | 24.04%-3.8pp | 22.75%-2.5pp | 478.71%-458.5pp |
| Employer contribution / active EE | $4,524 | $5,161-12.3% | $4,137+9.4% | $4,838-6.5% |
| Participant deferral / active EE | $7,527 | $6,441+16.9% | $5,507+36.7% | $6,342+18.7% |
| Admin fee / account holder | $3,985 | $13,262-70.0% | $10,281-61.2% | $12,312-67.6% |