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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,848 | $45,152+192.0% | $73,836+78.6% | $59,633+121.1% |
| Participation rate | 0.0% | 64.0%-64.0pp | 73.4%-73.4pp | 68.7%-68.7pp |
| Annual return | -1.25% | 27.40%-28.7pp | 2268.06%-2269.3pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $1,107 | $1,901-41.8% | $2,787-60.3% | $2,203-49.7% |
| Participant deferral / active EE | $1,586 | $2,573-38.4% | $3,583-55.7% | $3,192-50.3% |
| Admin fee / account holder | $28,549 | $3,515+712.3% | $4,882+484.8% | $4,297+564.4% |