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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,033 | $125,797+275.2% | $170,043+177.6% | $75,173+527.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 11.79% | 27.20%-15.4pp | 53.40%-41.6pp | 160.72%-148.9pp |
| Employer contribution / active EE | $28,734 | $4,616+522.5% | $6,790+323.2% | $2,671+975.8% |
| Participant deferral / active EE | $17,537 | $6,838+156.5% | $10,410+68.5% | $4,126+325.0% |
| Admin fee / account holder | $9,847 | $8,177+20.4% | $12,824-23.2% | $5,651+74.3% |