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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,396 | $184,000+49.1% | $162,185+69.2% | $152,909+79.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 12.32% | 150.80%-138.5pp | 115.61%-103.3pp | 345.46%-333.1pp |
| Employer contribution / active EE | $33,333 | $6,370+423.3% | $5,613+493.8% | $4,764+599.7% |
| Participant deferral / active EE | $15,876 | $8,033+97.6% | $7,297+117.6% | $5,851+171.3% |
| Admin fee / account holder | $9,512 | $13,124-27.5% | $10,844-12.3% | $11,601-18.0% |