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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,568 | $198,462-71.0% | $170,439-66.2% | $147,585-61.0% |
| Participation rate | 95.5% | 88.0%+7.5pp | 83.6%+11.9pp | 82.8%+12.6pp |
| Annual return | 17.46% | 257.30%-239.8pp | 205.94%-188.5pp | 578.58%-561.1pp |
| Employer contribution / active EE | $2,702 | $6,184-56.3% | $5,433-50.3% | $4,876-44.6% |
| Participant deferral / active EE | $4,012 | $5,629-28.7% | $4,939-18.8% | $5,439-26.2% |
| Admin fee / account holder | $3,893 | $16,852-76.9% | $13,881-72.0% | $10,886-64.2% |