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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,460 | $181,896-75.0% | $156,551-71.0% | $273,972-83.4% |
| Participation rate | 95.8% | 88.4%+7.4pp | 84.0%+11.8pp | 83.0%+12.8pp |
| Annual return | 5.07% | 30.74%-25.7pp | 32.23%-27.2pp | 41.46%-36.4pp |
| Employer contribution / active EE | $2,175 | $6,248-65.2% | $5,501-60.5% | $4,869-55.3% |
| Participant deferral / active EE | $4,008 | $5,550-27.8% | $4,871-17.7% | $5,287-24.2% |
| Admin fee / account holder | $1,025 | $15,560-93.4% | $13,028-92.1% | $10,133-89.9% |