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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,248 | $176,077+79.6% | $159,455+98.3% | $167,518+88.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.98% | 331.83%-321.9pp | 263.63%-253.7pp | 478.71%-468.7pp |
| Employer contribution / active EE | $4,479 | $5,298-15.5% | $4,830-7.3% | $4,838-7.4% |
| Participant deferral / active EE | $15,773 | $7,751+103.5% | $7,353+114.5% | $6,342+148.7% |
| Admin fee / account holder | $537 | $12,556-95.7% | $10,800-95.0% | $12,312-95.6% |