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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,902 | $185,312+20.3% | $161,489+38.0% | $154,746+44.0% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 13.81% | 103.84%-90.0pp | 89.72%-75.9pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,727 | $4,769-63.8% | $4,268-59.5% | $4,379-60.6% |
| Participant deferral / active EE | $4,626 | $6,350-27.1% | $5,630-17.8% | $6,730-31.3% |
| Admin fee / account holder | $17,956 | $18,654-3.7% | $16,006+12.2% | $14,365+25.0% |