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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,816 | $175,231-49.3% | $149,696-40.7% | $139,466-36.3% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 23.11% | 166.77%-143.7pp | 134.46%-111.3pp | 373.66%-350.6pp |
| Employer contribution / active EE | $7,529 | $5,478+37.4% | $4,821+56.2% | $4,754+58.4% |
| Participant deferral / active EE | $5,621 | $6,521-13.8% | $5,682-1.1% | $6,712-16.3% |
| Admin fee / account holder | $695 | $16,155-95.7% | $13,212-94.7% | $11,409-93.9% |