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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,512 | $107,030-76.2% | $73,550-65.3% | $147,586-82.7% |
| Participation rate | 23.1% | 66.4%-43.3pp | 54.9%-31.8pp | 82.8%-59.8pp |
| Annual return | 25.23% | 38.25%-13.0pp | -15.16%+40.4pp | 578.59%-553.4pp |
| Employer contribution / active EE | $570 | $1,760-67.6% | $1,219-53.3% | $4,876-88.3% |
| Participant deferral / active EE | $1,004 | $2,458-59.2% | $1,804-44.4% | $5,439-81.5% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |