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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,122 | $157,296+22.8% | $141,191+36.8% | $152,897+26.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 32.23% | 64.34%-32.1pp | 71.41%-39.2pp | 345.43%-313.2pp |
| Employer contribution / active EE | $25,340 | $5,262+381.5% | $4,736+435.0% | $4,764+432.0% |
| Participant deferral / active EE | $17,744 | $7,111+149.5% | $6,710+164.4% | $5,851+203.3% |
| Admin fee / account holder | $500 | $12,125-95.9% | $10,264-95.1% | $11,599-95.7% |