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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,910 | $82,674-68.7% | $125,381-79.3% | $68,486-62.2% |
| Participation rate | 84.8% | 75.1%+9.7pp | 82.4%+2.4pp | 67.9%+16.9pp |
| Annual return | -20.50% | -5.97%-14.5pp | 572.31%-592.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,900 | $3,382-14.3% | $4,815-39.8% | $2,597+11.7% |
| Participant deferral / active EE | $6,583 | $6,111+7.7% | $7,448-11.6% | $4,028+63.5% |
| Admin fee / account holder | $6,461 | $6,277+2.9% | $10,007-35.4% | $5,404+19.6% |