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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,777 | $157,296-90.6% | $141,191-89.5% | $152,897-90.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 112.70% | 64.34%+48.4pp | 71.41%+41.3pp | 345.43%-232.7pp |
| Employer contribution / active EE | $3,139 | $5,262-40.3% | $4,736-33.7% | $4,764-34.1% |
| Participant deferral / active EE | $5,843 | $7,111-17.8% | $6,710-12.9% | $5,851-0.1% |
| Admin fee / account holder | $349 | $12,125-97.1% | $10,264-96.6% | $11,599-97.0% |