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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,798 | $65,566-91.2% | $86,235-93.3% | $75,177-92.3% |
| Participation rate | 57.9% | 60.5%-2.6pp | 69.0%-11.1pp | 67.2%-9.3pp |
| Annual return | 28.46% | 46.07%-17.6pp | 1170.03%-1141.6pp | 160.75%-132.3pp |
| Employer contribution / active EE | $863 | $1,553-44.4% | $2,381-63.8% | $2,671-67.7% |
| Participant deferral / active EE | $1,645 | $3,023-45.6% | $3,987-58.7% | $4,126-60.1% |
| Admin fee / account holder | $65 | $5,470-98.8% | $6,856-99.1% | $5,651-98.8% |