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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,760 | $81,763-12.2% | $58,561+22.5% | $139,466-48.5% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 19.89% | 7427.77%-7407.9pp | 4251.33%-4231.4pp | 373.66%-353.8pp |
| Employer contribution / active EE | $1,164 | $1,398-16.7% | $1,053+10.5% | $4,754-75.5% |
| Participant deferral / active EE | $3,472 | $2,555+35.9% | $1,923+80.5% | $6,712-48.3% |
| Admin fee / account holder | $1,033 | $3,273-68.4% | $2,520-59.0% | $11,409-90.9% |