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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,009 | $106,008-80.2% | $92,240-77.2% | $147,586-85.8% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 14.89% | 50.05%-35.2pp | 176.29%-161.4pp | 578.59%-563.7pp |
| Employer contribution / active EE | $1,027 | $4,333-76.3% | $3,680-72.1% | $4,876-78.9% |
| Participant deferral / active EE | $3,898 | $4,478-13.0% | $3,8970% | $5,439-28.3% |
| Admin fee / account holder | $403 | $6,333-93.6% | $5,194-92.3% | $10,886-96.3% |