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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,904 | $53,596+15.5% | $90,655-31.7% | $64,181-3.5% |
| Participation rate | 95.8% | 64.5%+31.3pp | 74.0%+21.8pp | 69.6%+26.3pp |
| Annual return | -9.52% | 4.41%-13.9pp | 1.89%-11.4pp | 7.63%-17.2pp |
| Employer contribution / active EE | $6,127 | $1,503+307.7% | $2,532+142.0% | $2,381+157.4% |
| Participant deferral / active EE | $6,036 | $2,459+145.5% | $3,425+76.3% | $3,470+74.0% |
| Admin fee / account holder | $1,911 | $3,868-50.6% | $4,994-61.7% | $4,887-60.9% |